Ellen Paderson's All-Inclusive Vacations Travel Tips Slideshow

Investigate which water sports you enjoy doing, because some resorts have an extra charge for specific watersports. Beaches and Sandals include complimentary diving for certified divers, whereas most resorts will charge extra.

Check out which outside tours you may want to purchase that are not included in the all-inclusive package and factor that into the vacation budget.

Investigate the types of liquor that will be provided, because some resorts do not have name-brand beers or top-shelf liquor in stock or included in the price.

See whether a resort is adult-only or allows families. Families should inquire whether baby-sitting services and day care are offered and if they are included in the rate.

Use a well-traveled travel expert that personally knows the specific resorts and the beaches. Clients should advise a travel expert whether a pool is more important to them than the beach and go over other preferences to make sure the resort is the right fit for your needs and desires. Gourmands may want a resort with more dining options, while families may opt for resorts with more pools and baby-sitting services.

Beware of hidden fees for items like upgraded wines, motorized watersports, such as Jet Skis, spa appointments, tours, and excursions.

Purchase travel insurance and research what the weather is like for the time of year you will be traveling.

Over the counter medicines, such as pain relievers and medicine for upset stomach (because these are very expensive and hard to find in the islands), sunscreen, a good book, an insulated cup to keep beverages cold, and a beach bag with beach toys.